Personal Life Insurance
To protect those who depend on you, buy a life insurance policy.
TERM LIFE INSURANCE
This low-cost insurance is provided for a 10, 20, or 30 year period. The minimum coverage amount is $50,000, or $100,000 for the Premier Non-Tobacco rate class.
Term Life Insurance Policy Types:
• 10 Year Level Term
• 20 Year Level Term
• 30 Year Level Term
PERMANENT LIFE INSURANCE
This life insurance may last your entire life. It offers a death benefit and cash value. There are multiple policies that you can choose from to find the best one for you.
Permanent Life Insurance Policy Types:
• Traditional Whole Life
• Single Pay Whole Life
• Ten Pay Whole Life
• Universal Life
SIMPLIFIED ISSUE LIFE INSURANCE
Simplified Issue Life insurance provides a coverage amount between $10,000 and $50,000. A physical exam is not needed for this policy. You only need to answer a few questions on the application about your medical history.
Simplified Issue Policy Types:
• Simplified Issue Children’s Advantage Plan Plus®
• Simplified Issue Whole Life
• Simplified Issue 5 Year Term